eBay.com.sg: Mortgage Qualifier Plus Advanced Residential Calculator (item 360090179218 end time Dec 12, 2009 13:30:54 SGT)

Description

Postage and payments

Last updated on 13:13:56 SGT, Sep 13, 2009 View all revisions

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Mortgage Qualifier Plus
Model # 3416

Retail Price: $69.95

Advanced Residential Mortgage
Finance Calculator with Complete Buyer Qualifying and Interest-Only Solutions

The professional’s residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying. Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the “what-ifs” of Buyer Qualifying and Rent vs. Buy comparisons.

It is versatile and helps you solves for:

Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying
Complete PITI Payment Solutions; including Interest-Only
Amortization with Remaining Balances
Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
Easy Rent vs. Buy Comparison and Tax Savings
Date-math; Lock Expiration dates

For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers

Qualify Your Buyer or Loan Applicant Three Ways

Qualify for Income Required, Maximum Loan Amount and Actual Ratios
New! Interest-Only Qualifying
Exclusive! Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios

Complete Payment Solutions

Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance
Specialty Payments: Balloon and Bi-Weekly Payments
Complete Amortization for the total period or any specified range of periods
Future Value (i.e., Home or Land Appreciation) and Note Yields.

Evaluate and Compare Finance Options

Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd Combo
Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance
Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings
Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the "worst-case" scenario at the touch of a key
Tax Savings: Estimates Tax Savings from Mortgage Interest and Property Tax
Bi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly schedules

Additional Features

Date Math: Quickly find escrow closing dates or figure how many days are left until closing
Preference Settings: User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization and Qualifying Ratios
Periodic function for specifying a Periodic vs. Annual amount
Back Space key for easy editing of entered figures
Multiple Memory Storage
Works as a Standard Math Calculator

Includes

Easy-to-follow User's Guide on CD and Pocket Reference Guide
Full One-Year Limited Warranty
Protective Slide Case
Long-Life Batteries

"I used an HP for years and recently changed to the Qualifier Plus. It is so much easier to use and teach to my staff. I love it!"

Mary Reid
Network Mortgage
Bloomfield Hills, MI

"The Qualifier Plus has invaluable to new loan officers needing help with explaining payment and terms to customers."

Alvin Weaver
Tech CU Home Mortgage
San Jose, CA

If you are interested in sharing your testimonial go to "Contact Us" and fill out the Testimonial Form. Thank you!

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Please allow a minute for 30-second demo to fully download after you click this URL below ! VIEW DEMO ----> http://line-design.com/quicklinerDYIdemo.wmv.mpeg <----VIEW DEMO **************************

Size: 5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)

Weight (product only with battery): 3.2 oz. (91 g)

Power: Two 3-volt lithium (LR44) battery (included)

Display Type: LCD segment; 9 digits with Annunciators-legends

LCD Display Dimensions: 0.86 x 2.5” (22 x 64 mm)

Accuracy: 12 digit internal accuracy

Sales tax

Seller charges sales tax for items dispatched to: GA (7%).

Return policy

The seller will not accept returns for this item.

Payment details

Payment method	Preferred/Accepted	Buyer protection on eBay
	PayPal Preferred	Get PayPal buyer protection for your item when you pay with PayPal \| See Terms
Visa/MasterCard, American Express, Discover	Accepted	Not available

Seller's payment instructions

ALL SALES ARE FINAL. All products are new, some have manufacturer's warranty. Email eclectus@mindspring with questions or phone 1-800-767-4208 or 1-404-321-4488 daily 9-9 EST, including weekends.